Our trained lending staff offers personal service and all our decisions are made locally.
Our rates are competitive with reductions for payments automatically deducted from a Jeff Bank account.
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The minimum annual percentage rate that may be imposed is 9.25% and the maximum annual percentage rate that may be imposed is 18.00%.
The Personal Line of Credit does not have an expiration period but will be reviewed every 24 months for credit worthiness and ability to repay.
Or go with a Personal Line of Credit to borrow only what you need when you need it!
*Rate shown is annual percentage rate (APR) and subject to change without notice. Rates and conditions are subject to change without notice. Maximum personal loan amount is ,000.*APR equals Annual Percentage Rate.
Rates are based on your credit history and monthly payment terms up to 48 months are available. At Jeff Bank, check loan accounts help protect your checking account in the event of an overdraft by transferring funds from the line of credit into your account to cover the overdraft amount.APR using current index and margin would be 9.75% or higher.Adjustments are based on Prime Rate as published in the Wall Street Journal plus a margin as low as 6.00% (based on credit rating). An annual fee of will be charged each anniversary date of the line of credit.Let Jeff Bank help you purchase the vehicle of your dreams.We offer up to 90% financing on new vehicles and 75% financing on used vehicles, competitive rates and payment terms up to 60 months for new and 48 months for used (RV loans up to 120 months). When you need to make some repairs or improvements to your home, but don’t want to go through the mortgage process, Jeff Bank can help you with a home improvement loan.